Add a new, yet to be numbered bill intorduced today by Sen. Josh Green. It seeks to require liability insurance for gun owners and a mandatory 5 year re-registration.
The insurance is a joke as most firearms issues are related to either suicide or criminal acts, neither of which would be covered by any liability insurance. And, in addition to the cost of the insurance, there would be a fee paid to the Department of Commerce and Consumer Affairs to establish a special fund, to "support programs in the public or private sectors that provide mental health safety; and enhance firearms safety."
As for the re-registration issue: HPD has testified in the past that they aren't in favor due to the increased workload. Which, makes sense. If you assume a million firearms (firearms, not firearms owners...) in Hawaii and that they would split that into 200,000 portions and do incremental re-registration, it would increase the workload almost 100% (19, 365 registrations in 2014, 22,765 in 2013, say 20K a year...). It would be almost impossible to maintain that level of work and then you have to think about how to pay for this. There are other reasons that this insurance thing is a bad idea, but two that immediately come to mind is that few, if any, crimes have ever been solved using data from Hawaii's firearms registration. And, in the US Court of Appeals, District of Columbia Circuit, in "Heller II" ruled a 3 year re-registration unconstitutional.
Watching "Making a Murderer" on Netflix this weekend, one issue came up when the guy was wrongfully imprisoned for 18 years, he filed a claim against the Sheriff and Prosecutor's offices for $18M for damages ($1M per year in prison) and another $18M for punitive damages because he civil rights were violated.
The narrator said ordinarily the city and county governments carry insurance to pay those kinds of claims, but in this instance, since there was evidence of wrong-doing on the part of the Sheriff and prosecutor, the insurance would ordinarily decline coverage. They aren't going to insure you so you can willfully break the law.
Same thing would apply here. Insurance would cover accidentally shooting your upstairs neighbor while clearing a weapon to clean, but not if you shot him in an argument.
I must have missed the news where there has been a massive number of negligent discharges sending innocent bystanders to the ER/Morgue.
Since most gun violence is, as stated, suicide, gangs, or career criminals, no insurance would pay .... assuming a policy existed at all!