2aHawaii
General Topics => Off Topic => Topic started by: macsak on September 08, 2017, 09:05:02 AM
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https://www.equifaxsecurity2017.com/trustedid-premier/
enter in the last 6 digits of your SS# to check
my mom and i are both on the lisr
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(https://i.imgur.com/pUlCfOg.png?1)
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https://trustedidpremier.com/eligibility/eligibility.html
The OP link is past this form to check eligibility.
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https://trustedidpremier.com/eligibility/eligibility.html
The OP link is past this form to check eligibility.
oops, sorry
mahalo FJ
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If you use that link you are agreeing that you wont sue them in the future. Read the fine print on the agreement. the credit monitoring service they offer also is the same company. Signing up for that service also includes an agreement absolving them of all liability.
They did not report this for a month and their executives sold stock before they announced it. Dont trust these guys
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If you use that link you are agreeing that you wont sue them in the future. Read the fine print on the agreement. the credit monitoring service they offer also is the same company. Signing up for that service also includes an agreement absolving them of all liability.
They did not report this for a month and their executives sold stock before they announced it. Dont trust these guys
So what's the alternative?
It's impossible to prove ID theft was the result of their specific breach, therefore suing is not a slam dunk.
Also, if you try to sue, your lack of trust isn't enough to not avail yourself of their monitoring service -- which might have prevented or mitigated losses from ID theft.
Short of paying for Life-Lock, what else do you think is an option to prevent misuse of your identity?
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Setup a credit freeze on your SSN. No one will be able to open up an account or even run a credit check using your SSN unless you unfreeze it.
It's about the only thing I could do since the UH parking office had their security breach many years ago.
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So what's the alternative?
It's impossible to prove ID theft was the result of their specific breach, therefore suing is not a slam dunk.
Also, if you try to sue, your lack of trust isn't enough to not avail yourself of their monitoring service -- which might have prevented or mitigated losses from ID theft.
Short of paying for Life-Lock, what else do you think is an option to prevent misuse of your identity?
Put a fraud alert on your credit. It is free and good for 90 days and can be extended. If someone tries to use your ID to get a loan or credit card they have to contact you first to confirm
This is a good site to bookmark:
https://www.consumer.ftc.gov/articles/0235-identity-theft-protection-services
These are the steps for fraud alerts
https://www.consumer.ftc.gov/articles/0275-place-fraud-alert
I put a fraud alert out on Transunion when this news hit (they automatically initiate it with all the other agencies). I did not even confirm my info was stolen and did it anyway. I wont need a loan in the next 90 days anyway
http://www.transunion.com/fraud
.
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https://www.equifaxsecurity2017.com/trustedid-premier/
enter in the last 6 digits of your SS# to check
my mom and i are both on the lisr
I personally would recommend against this and getting the "free" credit monitoring.
They will be mailing every one involved a letter informing them but by taking part in the offer of free monitoring you exclude yourself from any settlement when a class action lawsuit is filed.
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I personally would recommend against this and getting the "free" credit monitoring.
They will be mailing every one involved a letter informing them but by taking part in the offer of free monitoring you exclude yourself from any settlement when a class action lawsuit is filed.
Other companies who were sued over information system breaches settled for free credit record monitoring (such as Life-Lock) for all affected customers plus lawyers' fees, costs and so on. Not much different between waiting for a class-action and taking their offer of monitoring services.
TrustedID Premier provides you with
copies of your Equifax credit report;
the ability to lock your Equifax credit report;
3-Bureau credit monitoring of your Equifax, Experian and TransUnion credit reports;
Internet scanning for your Social Security number; and
identity theft insurance.
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Other companies who were sued over information system breaches settled for free credit record monitoring (such as Life-Lock) for all affected customers plus lawyers' fees, costs and so on. Not much different between waiting for a class-action and taking their offer of monitoring services.
Just so you know. TrustedID is owned by Equifax. The same company that had the breach, waited a month to report it, and had executives sell stock before announcing it. They dont offer confidence that their "free" service is any more competent that their greedy executives willing to throw something like 70% of the nation under the bus to make some more money
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Just so you know. TrustedID is owned by Equifax. The same company that had the breach, waited a month to report it, and had executives sell stock before announcing it. They dont offer confidence that their "free" service is any more competent that their greedy executives willing to throw something like 70% of the nation under the bus to make some more money
Just so you know, I read that the first time you posted it.
:wacko:
If you take their offer and then get your ID stolen, they provide insurance to pay for the cost of repairing your credit & covering your losses.
If that's not enough, then by all means, wait and see. Anyone affected have until Nov to opt in if they want.
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Just so you know, I read that the first time you posted it.
:wacko:
If you take their offer and then get your ID stolen, they provide insurance to pay for the cost of repairing your credit & covering your losses.
If that's not enough, then by all means, wait and see. Anyone affected have until Nov to opt in if they want.
Ah, OK wasnt sure you saw that. I've already been through ID theft, had a credit card and loan started in my name but through my own monitoring and pretty much constant fraud alerts on my info I stopped it before any money was gone or my credit took a hit. I had ProtectID when Target got hacked and it provided absolutely no help.
So through my personal experience, I dont trust the guys that claim the service does what it says it does and I dont trust their insurance to pay out anything if there was a problem. Especially when they make millions buying and selling my personal information.
When you wave your right to class action to get their services then you know they are not doing it to help you, they are doing it to help themselves. (I'll get off my soapbox and go away now)
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Ah, OK wasnt sure you saw that. I've already been through ID theft, had a credit card and loan started in my name but through my own monitoring and pretty much constant fraud alerts on my info I stopped it before any money was gone or my credit took a hit. I had ProtectID when Target got hacked and it provided absolutely no help.
So through my personal experience, I dont trust the guys that claim the service does what it says it does and I dont trust their insurance to pay out anything if there was a problem. Especially when they make millions buying and selling my personal information.
When you wave your right to class action to get their services then you know they are not doing it to help you, they are doing it to help themselves. (I'll get off my soapbox and go away now)
This makes the 4th or 5th time I've been part of a breached customer database. One involved stolen laptops from my employer containing private trading information for our stock transactions. That involved bank account numbers plus all our personal info.
Then there was the GAO breach that affected millions of active and former military.
I've been enrolled 3 times with Life-Lock for the free year offered in response to the breaches, and each time I applied for credit while the monitoring was active. I received zero notices that my credit record was accessed or that a new account was opened. I'm not very impressed with that company, needless to say.
So far, I've never been a victim of any of the crooks who stole my info. Hoping this turns out to be the same.
I take advantage if the free annual credit reports. In fact, I just did the Trans Union report about 2 weeks ago. Maybe I had a psychic notification of the Equifax breach? :D
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They couldn't have done more to promote socialism if they tried, and especially if these guys get off with a slap on the wrist. That's the problem with so-called free markets. Perverse profit incentives degrade relationships until absolutely zero confidence remains and it's worse than the law of the jungle. Even the animals on the African savanna make a truce when the water pools get low.
You have to wonder how much of this Americans will take until the torches and pitchforks come out. We definitely aren't the same people we were 240 years ago.
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Setup a credit freeze on your SSN. No one will be able to open up an account or even run a credit check using your SSN unless you unfreeze it.
It's about the only thing I could do since the UH parking office had their security breach many years ago.
I heard this on the radio recently and am planning on doing it. Did it cost you anything?
The interesting thing is that this screws up their business model. They make money when anyone runs your credit. If a bunch of people froze their credit they might take a huge hit in income.
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It costs a small transaction fee to initiate a credit freeze. It also costs a small transaction fee to unfreeze it (temporary or permanent). The fee is something small like $10 or so in Hawaii. It's free in some other states.
Don't lose your code to unfreeze your account or you won't ever be able to open another bank account, loan or credit card again.
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Anybody use or have experience with CSID?
I had coverage with CSID after the OPM data breach. It seemed pretty good as there were alerts any time someone access my credit history or other things that I forgot about and made me look it up and found that it was legit (I originated). The free coverage has since ended, but I had thought about continuing.
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Anybody use or have experience with CSID?
I had coverage with CSID after the OPM data breach. It seemed pretty good as there were alerts any time someone access my credit history or other things that I forgot about and made me look it up and found that it was legit (I originated). The free coverage has since ended, but I had thought about continuing.
my former accountant researched all the credit monitoring services a couple of years ago
he told me that the costco one had by far the best bang for the buck out of them all
no experience with CSID, sorry
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my former accountant researched all the credit monitoring services a couple of years ago
he told me that the costco one had by far the best bang for the buck out of them all
no experience with CSID, sorry
Thanks
Not a Costco member though. . . :(
Second place? ;D
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I don't know anything about this sort of thing. I've had my credit card number stolen multiple times a while back, but all I did was call my credit card company and say "this isn't me" and I got a new card and that was the end of it. Actually I have more problems with credit card companies regularly declining my transactions thinking it isn't me, and I have to confirm via e-mail link.
I don't know what my credit score is and don't know if I should care, as long as I can use my credit cards normally to buy things. I always thought those credit card monitoring things were a scam and don't go anywhere near them. I can't even figure out what Equifax is from the news articles.