Big Island is even worse. I know several people who got their home broken in and stuff stolen, but did not even bother to report it to the police. They said it was a waste of time, especially when they got unpermitted homes and no homeowners insurance.
Even with homeowner's and renter's insurance, you have to lose more than the amount of your deductible for that to be any use.
Many losses are cash and credit cards. At least the credit card companies will cancel fraudulent charges if you report the theft within a short time after discovering the theft.
I was told by a police officer the addicts are mostly looking for high value and easily concealable property they can shove in a pocket. Cell phones, money, charge cards, gift cards, jewelry, etc. Most aren't driving up to the house and loading stuff in their trunk for 20 minutes. I've seen one burglar on foot walk away from the place he robbed pulling a piece of roll-away luggage -- from the victim's place of course. All the loot was inside we assume.
I keep most of valuables in safes. As for electronics, my insurance company depreciates their value at 10% per year. That's why I have a "replacement value" policy that pays me for a comparable replacement item vs. the after-market resale value.
Still, I think my deductible is $1,000. I'm out up to that much before insurance pays anything.