It all boils down to understanding and education.  I was taken aback the first time to but left emotion out of the equation and looked at the math.

Like ADM at a car dealership, some people just don't get it. Store X is giving me $4000 for my jalopy, why are you giving me only $200?!?! If you get fixated on the 3% number (the trade), you arent looking at the whole deal.

Not telling you what to do or how to run your business. I have made many high dollar purchases from you in the past. I have recommended numerous customers to your store in the past and many of my friends have bought many high ticket items in your store. I understand your business model and concept. It goes against my normal reaction to have to pay 3% for using a credit card. Don't get me wrong, I understand what you are doing and applaud it. What I am saying is when you first informed me of this policy (years ago) my initial reaction was I won't be doing business here again because it is costing me 3% more. When it sunk in what you were saying I planned my purchases with you around using cash (which I no longer carry) or my debit card. It was just the initial surprise/reaction which I had to think about that put me off at first (for a very short time).

For me, at first, it would have been better to price your products with selling by credit card and then offer a 3% discount if one uses cash or debit card. This is just me and the way I think. It seemed like the way you offer this is sort of like a punishment to use a credit card. As compared to giving a 3% reward for using cash/debit card. I realize it is all perception. The prices are the same. Bottom line is the same. And the offer to use cash/debit card and get a discount is the same. It is just how it is presented to the customer that is different. And maybe for some, easier to understand and deal with. For those of us that have been around for a while and are used to the way you do business it is normal for us.

Again, not trying to tell you what to do or how to run your business. Just trying to offer up a different perception of how to do the same thing that you are doing now in way that may be less off putting to newer and less connected customers. 

BRILLIANT ! 

Not telling you what to do or how to run your business. I have made many high dollar purchases from you in the past. I have recommended numerous customers to your store in the past and many of my friends have bought many high ticket items in your store. I understand your business model and concept. It goes against my normal reaction to have to pay 3% for using a credit card. Don't get me wrong, I understand what you are doing and applaud it. What I am saying is when you first informed me of this policy (years ago) my initial reaction was I won't be doing business here again because it is costing me 3% more. When it sunk in what you were saying I planned my purchases with you around using cash (which I no longer carry) or my debit card. It was just the initial surprise/reaction which I had to think about that put me off at first (for a very short time).

For me, at first, it would have been better to price your products with selling by credit card and then offer a 3% discount if one uses cash or debit card. This is just me and the way I think. It seemed like the way you offer this is sort of like a punishment to use a credit card. As compared to giving a 3% reward for using cash/debit card. I realize it is all perception. The prices are the same. Bottom line is the same. And the offer to use cash/debit card and get a discount is the same. It is just how it is presented to the customer that is different. And maybe for some, easier to understand and deal with. For those of us that have been around for a while and are used to the way you do business it is normal for us.

Again, not trying to tell you what to do or how to run your business. Just trying to offer up a different perception of how to do the same thing that you are doing now in way that may be less off putting to newer and less connected customers. 

So, given everything you just said, would you rather OGC tweet out the lowest (cash/debit card) price for sales, or the higher, CC version?  Which would you prefer when comparison shopping?

Assuming most here didn't know the CC fee situation before going to OGC (as some have confessed): 

if you don't know some stores offer a cash discount, would you be

    (A) more upset paying the 3% CC fee at point of sale which would make the price closer to the competition's, or

    (B) more upset finding out after a purchase you would have saved an extra 3% had you gone to OGC and paid cash?

Please post a review. I went there looking for that exact same gun several months back.


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They are very hard to come by. I actually waited about 4 months to get mine from Buds Gun Shop. Had 24 hours to say yes or no. Guess I was lucky this time around  Will do! 

So, given everything you just said, would you rather OGC tweet out the lowest (cash/debit card) price for sales, or the higher, CC version?  Which would you prefer when comparison shopping?

It matters not how I feel nor what I prefer. OGC is going to do business the way they prefer to. I only offered them a different perspective from a customer's point of view.

Assuming most here didn't know the CC fee situation before going to OGC (as some have confessed): 

if you don't know some stores offer a cash discount, would you be

    (A) more upset paying the 3% CC fee at point of sale which would make the price closer to the competition's, or

    (B) more upset finding out after a purchase you would have saved an extra 3% had you gone to OGC and paid cash?

I would not be upset at all about either of your two scenarios. I always have the option of walking away if I were to get that "upset".

I look at it this way. When I make a purchase from a retailer I expect them to offer what they have at a price. If I accept their price (before finding out about the 3%) I have a choice to accept the new price or not. If I do then we have executed a contract. To me contracts are binding. I was happy paying their price. And if I was not happy I would not buy from them. But I rarely ever allow myself to get "upset" over the price of something.

Let's face it, using a credit card most of the time means I accept the fact that the 3% (or whatever fees) are built into the price I agreed to pay. I would rather pay the 3% for most everything than to have to deal with using cash constantly for every purchase I make. I like the ease of use, using a credit card and making one payment at the end of the month. But if I am making a large purchase I will ask if there is a discount for cash or a Kama'aina Discount.

I would prefer to get a 3% discount for paying cash. I know it's the same thing (3% discount for cash vs. 3% charge for CC) but it makes me feel like I got a better deal. When I bought the box of ammo the other week, I was surprised to see the 3% charge but wasn't a big deal so didn't say anything. There may by a sign at the register yet there are so many signs and ads to read that it gets lost. I was focused more on the free Hornady sticker I got.

So, given everything you just said, would you rather OGC tweet out the lowest (cash/debit card) price for sales, or the higher, CC version?  Which would you prefer when comparison shopping?

Assuming most here didn't know the CC fee situation before going to OGC (as some have confessed): 

if you don't know some stores offer a cash discount, would you be

    (A) more upset paying the 3% CC fee at point of sale which would make the price closer to the competition's, or

    (B) more upset finding out after a purchase you would have saved an extra 3% had you gone to OGC and paid cash?

I too was suprised to see the CC fee on my receipt on a recent handgun purchase. Probably my fault for not reading all the signs but would've been nice of them to say something as I had more than enough cash with me to pay for it. Live and learn...I will just plan to bring cash. That alone will not keep me from being a customer there. I do like their large inventory of firearns (except the salesman kept trying to talk me out of the Springfield Armory EMP 4  ).

They are very hard to come by. I actually waited about 4 months to get mine from Buds Gun Shop. Had 24 hours to say yes or no. Guess I was lucky this time around  Will do! 

4 months wow. might have to look at the Colt Defender.

And all I wanted to do was tell everyone what great service I got from OGC...... should have kept my mouth shut but don't care, still got great service from them. 

And all I wanted to do was tell everyone what great service I got from OGC...... should have kept my mouth shut but don't care, still got great service from them. 

 

4 months wow. might have to look at the Colt Defender.

try going to Buds Gun Shop, establish an account. search for the EMP4. If they have it in stock, great. if not put yourself on a wait list. They'll get back to you once some come in. Buds is pretty good but if you use a credit card you'll pay retail. What I did was establish a savings account with my bank, put a grand in it and let Buds take directly from there, this way you'll get the discounted price. All handguns ship free and OGC is a preferred FFL dealer with Buds. it takes about 7 days for them to withdraw the funds from your account and another two days to ship. Just did a check on Buds... they have it in stock!
Here's the link:

https://www.budsgunshop.com/catalog/product_info.php/products_id/4014/Springfield+9M+EMP+CHAMP+LWT+2TN

 

Anytime I go in to buy ammo or firearm it's always cash. Then again I buy all firearm related purchases with cash. If you ain't got the money to spend. Then you didn't need it that's what I live by. I don't need the credit card company knowing I just bought 1k worth of 7.62x39.

OGC has some great deals, especially on ammo.  I'm sure there profit margin is under 10% on some of their sales where taxes and CC fees are higher than their profit.

Any sales on tracer ammo?