I keep one in the chamber.

I have a biometric quick safe that is only programmed to my finger  but if I'm ever forced to grab my HD firearm to protect the family, I want it ready to go bang.

I keep a loaded mag in, but none in the chamber.  Rack and tap.

  too dangerous in my household to keep a round in the chamber.

I've considered setting up like KK but currently just mag is loaded.

Both of my handguns have a round in the chamber and 5 rounds in the mag. They are in different safes in my home, if the need arises I know they are ready.

loaded and locked.  family knows how to get to it if the need arises. 

nightstand gun is a 640-1 revo.......one in every chamber   
In a gunvault of course.

I used to keep my Mossy 500 loaded but no round in the chamber.  The hope and thought being  that my racking the gun that that iconic sound would be deterrent enough.  But now that my girl and I are back living with my parents I no longer have a loaded gun in the house out of respect for my mother who is anti gun.

I think this would really depend on your defense firearm. If you have a 1911 (or any true single action) I would at least keep it cocked and locked. But I personally would keep it with chamber empty. And rack and tap if  needed. If you are using a single action revolver I would keep one chamber empty and keep the hammer down on it. If using a double action revolver I keep all chambers full. If using a striker fired (Glock or similar) I would keep one in the chamber. If using a single/double action with decocker I would keep one in the chamber.

My defense pistol is a revolver. I have a reason for this. Twice in my life I have had brand new manufactured defense ammo fail on me. When I kept a semi-auto as a defense weapon I rotated mags every 6 months and ammo every 3-5 years. And at least once a year I fired the pistol but I usually fired it more often. Twice while rotating ammo after sitting in my gun for a period I took it to the range and a few of rounds failed to fire. I don't know how old the ammo was when I bought it both times. Only the ammo that was in the gun failed. Each time I had a failure I shot the remaining ammo in the box and it did not fail. After the first time I thought maybe some gun oil might have somehow penetrated some of the rounds. So I made sure the second time to clean and not oil my mags and barrel and used a dry lube only. It happened again. Since then I rotate the ammo every year and buy a new box every year. I have not had a failure since.

I keep a revolver handy now instead of the semi-auto because when you have a round fail to fire you have to think about what to do next and then rack another round. In an emergency. How long would it take a half awake somewhat untrained person at home actually think about having to rack the slide? Most of us (I assume) are not trained to automatically (without thought) just rack another round. I think instinct would be to try and pull the trigger again first. At least with a double action revolver I just pull the trigger again and it gives me another round. I don't have to think about what to do next. JMHO 

One in the pipe and in the safe.

1 in 6 chambersin my revo, and a loaded mag in my 1911. None in the chamber. Rack bang.

Be careful chambering and unloading that first round in a semi auto. The bullet can get pushed further in the case with each chambering.
If it gets pushed too far into the case you'll have an over pressure issue.

I used to keep my Mossy 500 loaded but no round in the chamber.  The hope and thought being  that my racking the gun that that iconic sound would be deterrent enough.

My thoughts exactly, but Remington 870 for me.

I think this would really depend on your defense firearm. If you have a 1911 (or any true single action) I would at least keep it cocked and locked. But I personally would keep it with chamber empty. And rack and tap if  needed. If you are using a single action revolver I would keep one chamber empty and keep the hammer down on it. If using a double action revolver I keep all chambers full. If using a striker fired (Glock or similar) I would keep one in the chamber. If using a single/double action with decocker I would keep one in the chamber.

My defense pistol is a revolver. I have a reason for this. Twice in my life I have had brand new manufactured defense ammo fail on me. When I kept a semi-auto as a defense weapon I rotated mags every 6 months and ammo every 3-5 years. And at least once a year I fired the pistol but I usually fired it more often. Twice while rotating ammo after sitting in my gun for a period I took it to the range and a few of rounds failed to fire. I don't know how old the ammo was when I bought it both times. Only the ammo that was in the gun failed. Each time I had a failure I shot the remaining ammo in the box and it did not fail. After the first time I thought maybe some gun oil might have somehow penetrated some of the rounds. So I made sure the second time to clean and not oil my mags and barrel and used a dry lube only. It happened again. Since then I rotate the ammo every year and buy a new box every year. I have not had a failure since.

I keep a revolver handy now instead of the semi-auto because when you have a round fail to fire you have to think about what to do next and then rack another round. In an emergency. How long would it take a half awake somewhat untrained person at home actually think about having to rack the slide? Most of us (I assume) are not trained to automatically (without thought) just rack another round. I think instinct would be to try and pull the trigger again first. At least with a double action revolver I just pull the trigger again and it gives me another round. I don't have to think about what to do next. JMHO 

This has me reconsidering my choice to keep my semi-auto ready.

If you have a 1911 (or any true single action) I would at least keep it cocked and locked. But I personally would keep it with chamber empty.

Wait.... cocked and locked with the chamber empty?  I feel like I am missing something...

Fully loaded, locked in a Stack-On quick-access safe when the wee one's over, on the nightstand when she's not.  I only unload and reload when I take the pistol to the range, to avoid beating up the ammo too much.  I try to buy a box of SD ammo when I buy plinking stuff, so I can shoot what was in the gun.  When I unload the SD rounds, for the range, I unload both magazines as well, so different rounds go into the chamber and hopefully avoid bullet setback. 

I keep one in the chamber.

I have a biometric quick safe that is only programmed to my finger  but if I'm ever forced to grab my HD firearm to protect the family, I want it ready to go bang.

Biometric is not the best idea.  If your hands are wet, sweaty or dirty you may have problems getting the gun out of the safe.  Try grabbing the gun after getting out of the shower.  The same safe but with something like the five finger push button combo is much better and more reliable imo.

Biometric is not the best idea.  If your hands are wet, sweaty or dirty you may have problems getting the gun out of the safe.  Try grabbing the gun after getting out of the shower.  The same safe but with something like the five finger push button combo is much better and more reliable imo.

If I had a fingerprint safe, I'd scan my finger as many times as the memory would hold.  They say that makes it less likely to reject your print.

One in the pipe and in the safe.

+1

Biometric is not the best idea.  If your hands are wet, sweaty or dirty you may have problems getting the gun out of the safe.  Try grabbing the gun after getting out of the shower.  The same safe but with something like the five finger push button combo is much better and more reliable imo.

The one I have has biometric, push pad and key options.

It has been 100% reliable in over 10 years of use, with 1000's of openings and closings.

I change the batteries once a year, whether its needed or not.

My hands can be covered in shit and it will open.

The one I have has biometric, push pad and key options.

It has been 100% reliable in over 10 years of use, with 1000's of openings and closings.

I change the batteries once a year, whether its needed or not.

My hands can be covered in shit and it will open.

What kind?  I call BS.  You sir need to go back and redo your tests with video (or else it didn't happen) evidence.

What kind?  I call BS.  You sir need to go back and redo your tests with video (or else it didn't happen) evidence.

One peanut or corn mixed in and that finger won't work.