I wonder how many insurance lobbies are lining his pocket?

Also, by requiring CCW or liability insurance, it puts the burden on the applicant to obtain it.  What if no insurance company wants to cover you, then what?

Infringement of rights?

I wonder how many insurance lobbies are lining his pocket?

Also, by requiring CCW or liability insurance, it puts the burden on the applicant to obtain it.  What if no insurance company wants to cover you, then what?

Infringement of rights?

most likely lawyers. if you read the bill it literally says that since people dont have money to pay out lawsuits, they must carry insurance so that when they get sued, they can pay out the big dough.

I always thought that, if the mandatory insurance is implemented, a CCW carrier will have to have 2 insurances:

One for liability in case you get sued.  (mandatory one)

One for if you need to defend yourself in court.

Some CCW insurance will not cover you if you committed a crime.  So I see it that a CCW company will not defend you if they find out you do not have mandatory liability insurance which would be considered a crime.

Correct me if I am wrong.

I see where USCCA is not available in New Jersey, New York or Washington state.

States can outlaw certain kinds of insurance?

I see where USCCA is not available in New Jersey, New York or Washington state.

States can outlaw certain kinds of insurance?

Sometimes they have to be approved by their insurance commissioner.  NRA Carry Guard about 5 years ago was booted out of WA.

They are attacking the 2a on all fronts. Credit card processing and banks.  They are doing the same to conservatives.  The control they have is every where.

By requiring all this insurance, they seem to be offloading the infringement to a private entity who stand to profit from all the mandated insurance.

Then attack the insurance companies that they don't like since it's easier to do, to make insurance unavailable for the general public.

Some CCW insurance will not cover you if you committed a crime.  So I see it that a CCW company will not defend you if they find out you do not have mandatory liability insurance which would be considered a crime.

They will of course do everything they can to not pay out. Its part of the game. Its just another form of gambling.

I'm sure this will be challenged later due to Bruen.  It's saying 1 needs to buy a product before being allowed to exercise a right.  But who knows how long it will take.

HI's AG only was against it for 1 of the 2 sensitive places bill because the product doesn't exist. But for the other bill, its still there with an infinite due by date so once it is available, they can just implement it.  Kind of like CA's finger print reader for handguns.

The hefty tax on gun purchases failed constitutional scrutiny, so this is their next attempt to price gun ownership out of reach of those most likely to need a firearm for self defense.

Once they see that the vast majority of people committing crimes with firearms don't buy insurance, they'll then jack up the cost of insurance for the responsible, law-abiding gun owners again -- with mandatory "uninsured firearm user" coverage, just like for auto policies.

That way, when Mr. Home Invader drops by, anything he does with his firearm would be covered under your policy. 

One for liability in case you get sued.  (mandatory one)

One for if you need to defend yourself in court.

Some CCW insurance will not cover you if you committed a crime.  So I see it that a CCW company will not defend you if they find out you do not have mandatory liability insurance which would be considered a crime.

Correct me if I am wrong.

Sorry I missed this.

It depends on your carrier. Some have a sub-limit for defense cost. So say you have a $1 million limit. Maybe $100K is your limit for defense cost, not the entire $1 million.

Then other retainer type of policies, you have a max amount for a lawyer in their retainer group.  But the atty can still decline your case.  Rittenhouse as an example, no smart lawyer would take his case if the retainer was only $20K.  It would cost easily 6 figures in defense cost (pre trial and no knowledge of how we know it played out).

No carrier would pay more if you are found guilty.  But they will pay to defend until that verdict. See above sub-limits. And they will try to collect from you after your guilty verdict.  But good luck, cause if you're going jail for 20 years, I'll bet you won't care about paying them back.

I have USCCA and CCW Safe. They overlap each other. Where one don't cover the other covers. And the work w/ each other.

A lot of info on Calguns.net.