ah yes, i did forget to mention 'use of quality gear'...
universal, one size fits all type stuff is not what you want to rely on if your life (or femoral artery, leg, privates, etc) literally depends upon it.
a quality holster always has the trigger completely covered (with the exception of some race holsters which i'm not addressing here). look for that and other no frills type stuff that minimize the possibility of hanging up on something upon drawing.
and i don't really see local folks having a problem carrying responsibly... if good ol boys on the mainland can do it, so can we.
we've all seen the same movies, and think we're all pro's and can 'do it better', but in the end, i believe that the spectrum of firearms owner's is level with training and practice being essential.