Hawaii's take on Uber and Lyft (Read 4514 times)

ren

Hawaii's take on Uber and Lyft
« on: March 30, 2016, 09:00:24 AM »
I was planning to do this and I like their business model. I think Uber and Lyft are providing a great service via information technology - something our long standing taxis failed to do.
http://khon2.com/2016/03/30/battle-between-taxis-uber-continues-in-city-council-hearing/

It seems that our legislators want us stuck in our antiquated means of getting around. Its akin to regulating email so that the USPS can have a level playing field.
Deeds Not Words

punaperson

Re: Hawaii's take on Uber and Lyft
« Reply #1 on: March 30, 2016, 09:56:06 AM »
1. "It would mean more governmental oversight."

Ya think?

2. "Honolulu City Councilwoman Ann Kobayashi said the measure is about fairness."

How about this Kobayashi: Many criminals are walking around outside their homes bearing concealed weapons and victimizing disarmed law-abiding citizens. Is that "fair"? If you care about "fairness" pressure your police chief to issue CCW licenses to law-abiding citizens! Just sayin'...  :stopjack:

All_rice

Re: Hawaii's take on Uber and Lyft
« Reply #2 on: March 30, 2016, 04:29:31 PM »
I like the services and know people who drive for uber.  I also like that there's competition for the ever price gouging taxi companies. 

Bring back the super ferry!!
Land of the free, because of the Brave!

Craig B

Re: Hawaii's take on Uber and Lyft
« Reply #3 on: March 30, 2016, 05:19:46 PM »
A couple of guys from work drive part time. One for Uber, does about 40-50 hours a week (in addition to his 40 hour a week "full time" job), the other for Lyft, does just a few hours on the weekends. Both are extremely pleased with the extra cash that they pull in and are enjoying it a lot.

asinapple8805

Re: Hawaii's take on Uber and Lyft
« Reply #4 on: April 01, 2016, 05:46:58 PM »
most of you are failing to take into account that the only person that is actually getting rich are the ride sharing companies themselves.

insurance takes into account an inherent amount of risk and spreads it.  when these transportation network companies  (TNCs) first started, the contract between the TNCs and the individual drivers were horribly skewed in favor of the TNCs.  essentially, many of the TNCs consider themselves to be "tech companies" and actively DENY that their drivers are employees, and the drivers' cars are associated with the TNC.

although the TNCs required that their drivers maintained insurance, it is difficult to say whether the insurance would actually cover damage or injury resulting from an accident.  the way that many of the personal motor vehicle insurance policies are written, the policy does not provide coverage (or limits coverage) in situations where the driver is using their vehicle for a commercial purpose.

this means that, if anything were to happen while the passenger was in the car, the TNC driver might be totally liable for all of the damage/injury resulting since insurance might not provide any indemnity.  at the same time, the TNC contact with the driver expressly rejects indemnity too.

one could argue that the driver should just drive safely, but we all know that even the safest driver is prone to accidents with the other drivers on the road.

in the end, a lot of the TNC drivers are simply rolling the dice and hoping that they won't get into an accident, especially one that would involve substantial bodily injury or death to their passenger.  of course there is commercial motor vehicle insurance, but given its high cost, it might actually cause there to be no real money to be made for TNC drivers.

now think of it from the perspective of the passenger.  you're riding in a car from a person that only has to maintain a basic drivers license.  unlike taxi cab drivers, this person does not have to get a special license in order to operate.  now, if this TNC driver gets you seriously hurt in an accident, you better hope that the person has a lot of money (aka "deep pockets") because you're definitely not going to be able to collect from the TNC, nor the TNC driver's insurance company.  if this person is young, doesn't own a house, and barely gets by paycheck-to-paycheck, then you might be shit out of luck as you'll have to front the cost of your own medical bills and you'll have to find other ways to make up for your lost wages (and possibly lost employment).

in a worst case scenario, you're permanently disabled and prevented from working, but the TNC driver only covered $30k in damages, of which 1/3 was used to pay for the legal costs.  and all of this is a result of you wanting to save a few dollars and take a TNC ride over a normal taxi, which is required by law to have commercial insurance policies.

ren

Re: Hawaii's take on Uber and Lyft
« Reply #5 on: April 01, 2016, 06:07:51 PM »
great point apple
Deeds Not Words

suka

Re: Hawaii's take on Uber and Lyft
« Reply #6 on: April 01, 2016, 07:18:15 PM »
What about Vanpool? Isn't it also ride sharing?

London808

Re: Hawaii's take on Uber and Lyft
« Reply #7 on: April 01, 2016, 10:14:03 PM »
most of you are failing to take into account that the only person that is actually getting rich are the ride sharing companies themselves.

insurance takes into account an inherent amount of risk and spreads it.  when these transportation network companies  (TNCs) first started, the contract between the TNCs and the individual drivers were horribly skewed in favor of the TNCs.  essentially, many of the TNCs consider themselves to be "tech companies" and actively DENY that their drivers are employees, and the drivers' cars are associated with the TNC.

although the TNCs required that their drivers maintained insurance, it is difficult to say whether the insurance would actually cover damage or injury resulting from an accident.  the way that many of the personal motor vehicle insurance policies are written, the policy does not provide coverage (or limits coverage) in situations where the driver is using their vehicle for a commercial purpose.

this means that, if anything were to happen while the passenger was in the car, the TNC driver might be totally liable for all of the damage/injury resulting since insurance might not provide any indemnity.  at the same time, the TNC contact with the driver expressly rejects indemnity too.

one could argue that the driver should just drive safely, but we all know that even the safest driver is prone to accidents with the other drivers on the road.

in the end, a lot of the TNC drivers are simply rolling the dice and hoping that they won't get into an accident, especially one that would involve substantial bodily injury or death to their passenger.  of course there is commercial motor vehicle insurance, but given its high cost, it might actually cause there to be no real money to be made for TNC drivers.

now think of it from the perspective of the passenger.  you're riding in a car from a person that only has to maintain a basic drivers license.  unlike taxi cab drivers, this person does not have to get a special license in order to operate.  now, if this TNC driver gets you seriously hurt in an accident, you better hope that the person has a lot of money (aka "deep pockets") because you're definitely not going to be able to collect from the TNC, nor the TNC driver's insurance company.  if this person is young, doesn't own a house, and barely gets by paycheck-to-paycheck, then you might be shit out of luck as you'll have to front the cost of your own medical bills and you'll have to find other ways to make up for your lost wages (and possibly lost employment).

in a worst case scenario, you're permanently disabled and prevented from working, but the TNC driver only covered $30k in damages, of which 1/3 was used to pay for the legal costs.  and all of this is a result of you wanting to save a few dollars and take a TNC ride over a normal taxi, which is required by law to have commercial insurance policies.

You are required to have insurance on your vehicle, Whilst operating with a passenger you are covered under the company's insurance up to i believe 2 million dollars (for the passenger and bodily injury for yourself)  Other then that you are operating your own car, Just like you do any other time and as such have the level of insurance you choose, you would be shit out of luck in an accident anyway. With regards to a "Special licence" knowing where places are does not make you a better driver, have you ever seen a taxi driver drive, They all drive like dick im suprised their isnt more accidents with them.

I do agree the people driving for these company are getting ripped off / abused, The company sets how much you charge (way below taxi level rates) then they take 20% from that as well as fees, You as a driver are left covering all your costs (about 50-60% of what you earn) and paying taxs from your share.  That being said just like minimum wage jobs, If people are stupid enough to think they can make a lving doing it thats on them,

The taxi system does however need an overhaul and the prices (set by the government)  need to be looked at,
"Mr. Roberts is a bit of a fanatic, he has previously sued HPD about gun registration issues." : Major Richard Robinson 2016