CCW Insurance (Read 14876 times)

macsak

Re: CCW Insurance
« Reply #60 on: January 17, 2025, 10:38:03 PM »

Flapp_Jackson

Re: CCW Insurance
« Reply #61 on: January 18, 2025, 12:48:01 AM »
The links in this article go day by day of the trial.  Lots more details that what's in the video here.

https://www.thetowntalk.com/story/news/2022/03/09/companies-dismissed-kayla-giles-lawsuit-but-ruling-leaves-door-open/9442166002/

I'm not saying USCCA did anything wrong or not, but given the fact the woman was convicted, it's obvious there's enough information and evidence to believe she was not justified in the shooting.

USCCA determined she was not defending herself from an assault after they retained a lawyer for $50K.  That lawyer, after looking at all the prosecution's evidence made the call that the customer's coverage should be denied. 

The timing of events alone are suspicious:
"...she had bought the Ruger LCP .380 pistol 12 days before the shooting at a Dallas store."

Some texts and computer messages/emails said things just before the shooting like,
"I may make the news." 

"... on the day of the shooting, a call from Giles' phone lasting 13 seconds was made
to 911 at 11:14 a.m.

Then, a 3 minute and 2 second call was placed at 11:20 a.m. to the insurance company
from which she had purchased a policy to cover legal fees in the event of a shooting."

She shot her husband, called 911, talked for 13 seconds, then 6 or 7 minutes later called USCCA to report the shooting.  Who would do that so soon after the event?  I would be a little bit shocked to have shot a family member or ex in a Walmart parking lot.

Since i wasn't in the courtroom or jury room, i don't know what they heard, saw and weighed against her.  All i know is what was reported.

i guess this might be the first time USCCA denied coverage for a customer claiming self defense.  I'd have to do more searching to know for sure.
The reasonable man adapts himself to the world;
the unreasonable one persists in trying to adapt the world to himself.
Therefore, all progress depends on the unreasonable man.
-- George Bernard Shaw

zippz

Re: CCW Insurance
« Reply #62 on: January 18, 2025, 02:03:46 AM »
I have experience with all 3 organizations, USCCA, AOR, and ACLDN. 

I've been to the USCCA conference and talked to President Tim Schmidt for a bit.  He seems more like a businessman and spokesman, and I was not impressed by his 2A knowledge depth and ability to connect with the members.  I used USCCA insurance for a year and found their online lessons are excellent for the average person and they have very good insurance coverage, though at a high price.  I know their training counselor and their firearms training programs are a bit better than NRA.

I haven't used AOR, but know their team pretty well from outreach work, coordination with HIFICO, and other events.  They seem to be good guys but are focused on pushing their products heavily and have a lot of flash and flair, which seems out of place in our culture in Hawaii.  I don't feel their ability to connect with people.  Although they are self-defense attorneys and filed a 2A lawsuit in Hawaii, they don't have the gun culture in them.  Main issue with their insurance is you are forced to use their attorneys and I want that freedom to choose.  They have an affiliate attorney in Hawaii but there are probably better attorneys here.  Also if I get into an incident in another state, I'd probably want an attorney that lives in that state to defend me as they likely have better knowledge on local laws and resources, and have relationships in the local legal system.  The plans are more expensive than USCCA.

I've taken a classes with a lot of the leadership of ACLDN...Masaad Ayoob, Marty Hayes, Tom GIvens, Dennis Tueller, and Karl Rehn.  They are also the top experts in civilian self-defense and firearms training fields.  They live and breathe that stuff everyday for decades.  I really feel that deep dedication to their students, community, and the 2A when I'm around them.  That is the main reason I decided to stick with ACLDN for my insurance and the low price helps too.  Their online lessons are very good, a bit better content than USCCA but without the flash.
« Last Edit: January 18, 2025, 08:51:25 AM by zippz »

changemyoil66

Re: CCW Insurance
« Reply #63 on: January 18, 2025, 04:13:23 PM »
I have experience with all 3 organizations, USCCA, AOR, and ACLDN. 

I've been to the USCCA conference and talked to President Tim Schmidt for a bit.  He seems more like a businessman and spokesman, and I was not impressed by his 2A knowledge depth and ability to connect with the members.  I used USCCA insurance for a year and found their online lessons are excellent for the average person and they have very good insurance coverage, though at a high price.  I know their training counselor and their firearms training programs are a bit better than NRA.

I haven't used AOR, but know their team pretty well from outreach work, coordination with HIFICO, and other events.  They seem to be good guys but are focused on pushing their products heavily and have a lot of flash and flair, which seems out of place in our culture in Hawaii.  I don't feel their ability to connect with people.  Although they are self-defense attorneys and filed a 2A lawsuit in Hawaii, they don't have the gun culture in them.  Main issue with their insurance is you are forced to use their attorneys and I want that freedom to choose.  They have an affiliate attorney in Hawaii but there are probably better attorneys here.  Also if I get into an incident in another state, I'd probably want an attorney that lives in that state to defend me as they likely have better knowledge on local laws and resources, and have relationships in the local legal system.  The plans are more expensive than USCCA.

I've taken a classes with a lot of the leadership of ACLDN...Masaad Ayoob, Marty Hayes, Tom GIvens, Dennis Tueller, and Karl Rehn.  They are also the top experts in civilian self-defense and firearms training fields.  They live and breathe that stuff everyday for decades.  I really feel that deep dedication to their students, community, and the 2A when I'm around them.  That is the main reason I decided to stick with ACLDN for my insurance and the low price helps too.  Their online lessons are very good, a bit better content than USCCA but without the flash.
Can i post simple points why acldn is better or different?

Sent from my SM-G991U using Tapatalk

zippz

Re: CCW Insurance
« Reply #64 on: January 18, 2025, 08:42:47 PM »
Can i post simple points why acldn is better or different?

Sent from my SM-G991U using Tapatalk

Sure

zippz

Re: CCW Insurance
« Reply #65 on: January 25, 2025, 06:10:07 AM »
USCCA rates are going up

RSN172

Re: CCW Insurance
« Reply #66 on: January 25, 2025, 07:31:24 AM »
USCCA is charging me $43 a month for Platinum.

Anyway, I am going to cancel my policy on Monday.

I plan to use the $43 to buy more MH survival food each month till I increase my current 45 day supply to 60 days.
Happily living in Puna

macsak

Re: CCW Insurance
« Reply #67 on: January 26, 2025, 03:54:47 PM »

zippz

Re: CCW Insurance
« Reply #68 on: January 26, 2025, 05:40:13 PM »


I try to say things in a nice way.

macsak

Re: CCW Insurance
« Reply #69 on: January 27, 2025, 09:13:07 AM »

macsak

Re: CCW Insurance
« Reply #70 on: January 27, 2025, 09:14:21 AM »

macsak

Re: CCW Insurance
« Reply #71 on: January 28, 2025, 05:31:51 PM »

macsak

Re: CCW Insurance
« Reply #72 on: April 03, 2025, 11:06:10 AM »

macsak

Re: CCW Insurance
« Reply #73 on: April 08, 2025, 02:02:05 PM »

macsak

Re: CCW Insurance
« Reply #74 on: August 31, 2025, 10:39:12 AM »