Boats is surely one. I was tempted to buy a boat when I lived in WA, but didn’t have a stall to park at my house and couldn’t afford dock fees.
Not to discourage buying a boat, but it looks a lot better from the outside:
Had a boat for several years here in Kona. Multi-year wait for a harbor slip, stored it in the adjacent storage facitlity.
The dirt, heat, mosquitos, and sun in that storage lot were the pits, even though we got a cover for the boat. Boat storage fees climbed to over $2,000 a year. No way to keep it at the house.
The whole routine of uncovering, hooking up the truck and pulling it to the ramp was chore #1.
My wife usually did the driving chores while I ran around shoving the boat into the water, tying it up etc. Had to train ourselves how to do all that and not bash the boat into something More stress. Chore #2
Departing and cruising were what it was all about and that was great.
Coming into the ramp could go smooth or be a total bitch, wind dependent. More stress. Chore #3
Winch onto the trailer, pull bilge plugs and drain. Tow to the washdown area and do the job, just grunt work, dragging out hoses around and brushing, no stress. Tow back to the yard and try to be patient while the wife backs the trailer into the slot. More stress Chore #4
We finally decided we were getting a bit old to not enjoy all the associated work to get out on the water. A slip would have been easier, but then you have all the issues of boat being in the water all the time:
Bottom paint to keep up, cannot clean the boat properly, Need constant vigil on the batteries and bilge pumps, etc. No thanks.
Sold the boat for 75% of what we paid, which is not bad. If we miss getting out on the water, can rent a small boat. Maintenance and getting it in and out of the water are someone else's job.
Just our experience as new boat owners YMMV