It's an abused term that's often weaponized in order to discredit people with higher situational awareness than the average tax cow.

Maybe the reptilian government theory of our hypothetical security guard doesn't seem very likely, but with wave after wave of totalitarian policies hitting us over the past few years he's clearly on to something.

Also he is a lot less likely to start flapping his gums to the cops because he thinks there's a good chance they are in on it.

Are you admitting you may have "abused" the term, or are you saying you used it because you assumed I didn't know the correct definition?

Your assumptions are just piling up, huh?

I personally would prefer a security employee who's comfortable relating to Cops if a crime occurs.  Lying during an investigation isn't a good tactic.  You want someone the Cops will find credible.

Are you admitting you may have "abused" the term, or are you saying you used it because you assumed I didn't know the correct definition?

Your assumptions are just piling up, huh?

I personally would prefer a security employee who's comfortable relating to Cops if a crime occurs.  Lying during an investigation isn't a good tactic.  You want someone the Cops will find credible.

Take a nap. You're not making any sense.

Take a nap. You're not making any sense.

Another assumption -- needing a nap.

You really can't help yourself.  I'm making a lot more sense than you trying to excuse your "abuse" of the word "paranoid".

Maybe you should consider why my comment got your panties in such a bunch that you want to battle over meaningless semantics.

Maybe the awareness is starting to dawn on you that your financial security isn't ready for the ultimate systemic stress test, and the possibility of that cardboard box in a doorway isn't entirely out of the question.

The good news is there is still time to take action.

You're welcome.

Maybe you should consider why my comment got your panties in such a bunch that you want to battle over meaningless semantics.

Maybe the awareness is starting to dawn on you that your financial security isn't ready for the ultimate systemic stress test, and the possibility of that cardboard box in a doorway isn't entirely out of the question.

The good news is there is still time to take action.

You're welcome.

More assumptions, and all of them not true.

Sounds like you're projecting your own bunched-up panties.  That's sure not how i'm feeling.

Maybe the realization that your paranoia is not being shared by everyone bothers you so much you have to resort to base insults.

People forgot what the Great Depression was like, and why their elderly parents had odd habits like recycling gift wrapping paper and hoarding glass jars.

They tried to protect their baby boomer kids from that reality, but instead it just guaranteed the inevitable return of the hard times.

Someone with a true appreciation for the nature of risk would not make such an arrogant statement.

There are plenty of homeless people who tried to do the right thing and still got crushed by a system that is clearly in decline.

I would expect more vandalism going forward with so many angry young men with no chance at a better life getting browbeaten by a bunch of self-centered old timers who were fortunate enough to come of age just after WW2.

Here’s a chart showing the exponential growth in wealth of those already rich in assets versus the have-nots, post the 2008 financial crisis.  This is called “The Everything Bubble’” and it was caused by Bernanke refusing to normalize (as the Fed always had after a recession) interest rates, and instead initiated the zero interest / money printing horror that exploded the value of the stock market and also real estate.  They did this in 2012 - an election year - to ensure the reelection of Obama, just like you saw Powell emergency cut rates by 50bps to get Kamala elected - and then sit on his hands…

Once they committed this economic crime, they couldn’t get out of it lest the markets crash - held hostage by their own crime, running like hamsters on a wheel to keep it from imploding, which brings us to today.

As rents across the land steadily rose, the working poor were systematically thrown on to the streets, as we saw right here in Hawaii.

I think maybe 10% of the population actually understands this, because economics education (non-Marxist) is virtually nonexistent in our country.

As a fiduciary investment manager for a bank trust company, my constant attempts to get bankers to understand the fraud, risk, and ultimate implosion of this bubble - as all other before - earned me an early retirement 

Your accurate comments were a “could not resist” opportunity for me.

Here’s a chart showing the exponential growth in wealth of those already rich in assets versus the have-nots, post the 2008 financial crisis.  This is called “The Everything Bubble’” and it was caused by Bernanke refusing to normalize (as the Fed always had after a recession) interest rates, and instead initiated the zero interest / money printing horror that exploded the value of the stock market and also real estate.  They did this in 2012 - an election year - to ensure the reelection of Obama, just like you saw Powell emergency cut rates by 50bps to get Kamala elected - and then sit on his hands…

Once they committed this economic crime, they couldn’t get out of it lest the markets crash - held hostage by their own crime, running like hamsters on a wheel to keep it from imploding, which brings us to today.

As rents across the land steadily rose, the working poor were systematically thrown on to the streets, as we saw right here in Hawaii.

I think maybe 10% of the population actually understands this, because economics education (non-Marxist) is virtually nonexistent in our country.

Are you saying this data rationalizes (or justifies) the increase in thefts in our state?  Just wondering how it ties into the thread topic, as i assume it somehow will.

Are you saying this data rationalizes (or justifies) the increase in thefts in our state?  Just wondering how it ties into the thread topic, as i assume it somehow will.

Just pointing out that hardworking poor have been systematically ground into dust over the last decade or so, directly to the point that being homeless or made destitute in this Democrat grinding-shithole economy is far from a character defect.

It’s engineered that way, and it’s NOT free market capitalism.

I think it’s exactly to the point of much of the discussion here, particularly with respect to the “homeless caretaker” tangent you folks were “exploring.”

I got him started. He’s in a mood to argue with literally anything now.

I got him started. He’s in a mood to argue with literally anything now.

Yeah that happens to me too sometimes.

I get it though. It’s easier to moralize than admit the nation is in decline. I was hoping Trump had a plan to stop inflation. Maybe he did at one point but then realized the only way out is national default. It seems like gen z understands they are screwed and they are responding in all the typical ways that humans respond to having their future wiped out.

I got him started. He’s in a mood to argue with literally anything now.

It takes 2 to argue.

As far as i was concerned, i was correcting your inaccuracies.  Nothing to really argue over since you were so obviously wrong.

 

I get it though. It’s easier to moralize than admit the nation is in decline. I was hoping Trump had a plan to stop inflation. Maybe he did at one point but then realized the only way out is national default. It seems like gen z understands they are screwed and they are responding in all the typical ways that humans respond to having their future wiped out.

Reports have come out that interest rates will be cut soon due to the successes created by Trump's tariff's.

That might not help much with inflation (cheap money), but it'll get consumer spending, investing and home-buying onto less shaky ground.

How low will mortgage rates fall
with a September Fed rate cut?
Here's what to know.

Now, however, with inflation somewhat static and concerns over unemployment,
among other items, at the forefront, the central bank is poised to issue a new cut.
Currently at a range of 4.25% to 4.50%, the chances of a cut when the bank finishes
its next meeting on September 17 currently sit around 90%, according to the CME
Group's FedWatch tool.
   :
   :
A lower federal funds rate is a positive development but there are going to need to
be multiple rate reductions for the mortgage rate climate to cool in a meaningful way.
That said, borrowers aren't totally powerless either. By improving their credit score,
lowering their debt-to-income ratio and by shopping around for rates and lenders,
they can better position themselves to locate the lowest mortgage rate around now –
and hope that the Fed continues to lower rates in the months to come.

https://www.cbsnews.com/news/how-low-will-mortgage-rates-fall-september-2025-fed-rate-cut/

Reports have come out that interest rates will be cut soon due to the successes created by Trump's tariff's.

That might not help much with inflation (cheap money), but it'll get consumer spending, investing and home-buying onto less shaky ground.

How low will mortgage rates fall
with a September Fed rate cut?
Here's what to know.https://www.cbsnews.com/news/how-low-will-mortgage-rates-fall-september-2025-fed-rate-cut/

Actually he wants the cuts to create additional tailwind for the midterms and his agenda in general.  Money is super easy now, with asset prices hovering at all time highs (this creates liquidity through the agility to borrow against it).  Inflation remains from the trillions in money printing done by the Fed which has not been withdrawn at all, really.

So there are signs that mortgage rates may not go down, as they are driven by the 10yr Treasury yield, which is sensitive to inflation expectations - not the extremely short term Fed funds rate.  In other words, the bond market may view the rate cut as inflationary in this context, and mortgage rates could actually rise …. we’ll see ….

In the yield chart below you can see that current rates (blue) are lower short term than March 31 (red), pricing in short term rate cuts, but the 10yr rate and longer is unchanged to higher - this is what I’m referring to.

https://www.ustreasuryyieldcurve.com/b/eEymbU

Actually he wants the cuts to create additional tailwind for the midterms and his agenda in general.  Money is super easy now, with asset prices hovering at all time highs (this creates liquidity through the agility to borrow against it).  Inflation remains from the trillions in money printing done by the Fed which has not been withdrawn at all, really.

So there are signs that mortgage rates may not go down, as they are driven by the 10yr Treasury yield, which is sensitive to inflation expectations - not the extremely short term Fed funds rate.  In other words, the bond market may view the rate cut as inflationary in this context, and mortgage rates could actually rise …. we’ll see ….

In the yield chart below you can see that current rates (blue) are lower short term than March 31 (red), pricing in short term rate cuts, but the 10yr rate and longer is unchanged to higher - this is what I’m referring to.

https://www.ustreasuryyieldcurve.com/b/eEymbU

Ok, so that’s how you do it boys, this thread is deader than Biden’s johnson.

So next time a thread is getting old and sour, DM me with a request to post about my very interesting observations on the economy, markets - hell, anything at all, and that thread finished, over, kaput, fine!

Better than any nerve agent.

A good night to you all!

Ok, so that’s how you do it boys, this thread is deader than Biden’s johnson.

So next time a thread is getting old and sour, DM me with a request to post about my very interesting observations on the economy, markets - hell, anything at all, and that thread finished, over, kaput, fine!

Better than any nerve agent.

A good night to you all!

Nothing wrong with starting your own topic if your contributions are heading off-track.

 
This was a serious thread to put forth real-world solutions to real world problems. This was prompted by a news report that a recent job fair hosted by the state only filled 3% of the job vacancies.

I live next to a nice community park. The caretaker job has been vacant for well over one year. Hence my suggestion to utilize the homeless people to do the job since they are there anyway.

My other suggestion was to utilize the people who live nearby to help maintain the parks. (Like me )

And of course, allow people to live at business establishments in order to provide a personal deterrent to thieves. It would also reduce the cost of living and doing business.

Nothing wrong with starting your own topic if your contributions are heading off-track.

Thanks for the tip, Mr. How low will mortgage rates fall
with a September Fed rate cut? Here's what to know., er ah, Jackson! 

This was a serious thread to put forth real-world solutions to real world problems. This was prompted by a news report that a recent job fair hosted by the state only filled 3% of the job vacancies.

I live next to a nice community park. The caretaker job has been vacant for well over one year. Hence my suggestion to utilize the homeless people to do the job since they are there anyway.

My other suggestion was to utilize the people who live nearby to help maintain the parks. (Like me )

And of course, allow people to live at business establishments in order to provide a personal deterrent to thieves. It would also reduce the cost of living and doing business.

I’m with you dude!