That's why I was asking. From what I know, UI only pays benefits in the form of money to the unemployed person making the claim. They do not pay to provide medical for them. That's what somethign like COBRA would be for, which the unemployed individual has to pay for directly.
Compare this to workers comp (in HI). They will give you money (like UI would), up to 2/3's of your weekly wage and pay for medical bills/drugs (UI won't do this). Then even go a step further if need be to retrain you to do a different occupation due to your injury preventing you form coming back to work (UI won't do this).
What I was trying to find out is can a 115 year old get other UI benefits besides "cash", like carehome payments or something.
You have the Unemployment benefits right, but not Worker's comp.
Worker's comp pays for both loss of income as well as medical, but only if the injury or medical condition was work-related.
The short answer is, state benefits are limited to a percentage of your regular pay, but all necessary surgeries, treatments, physical therapy, medical aids (braces or canes), and medications are paid for you 100%. You don't even have to pay your regular co-pays on office visits or prescriptions. All my visits were with Occupational Medicine and Physical Therapy.
if you have supplemental disability insurance at work or from an outside source like AFLAC, you can get as much as 100% of your income covered by WC payments -- at least for a certain amount of time.
*** LONG STORY ALERT ***
I needed carpal tunnel surgery on both my wrists and filed worker's comp for the on-the-job repetitive stress injury.
Luckily, I was paying for supplemental insurance. I received 100% of my salary for 12 weeks (3 months) after which it was to drop tp 80%. I went back to work the week it was supposed to be reduced.
Initially, Kaiser did a nerve conductivity test to verify the median nerve was indeed causing carpal tunnel syndrome symptoms.
I went to physical therapy before the surgeries where they tested my hands for strength and so on, and fitted me with custom rigid wrist braces mainly for sleeping as that's when the pain and numbness occurred. After the surgery, they gave me softer wrist braces to wear as the incisions healed.
Since they didn't want to leave me without one hand to use, they operated on one hand, let it heal a few weeks so i could use it, then operated on the second one. After a month of healing, I went to PT to regain strength in my hand. The process of doing one then the other took about 3 months.
The entire time, i was prescribed narcotics for post-operative pain.
When the doctor i first went to asked what i did for a living (computer professional), she sent me straight to Kaiser's Occupational Medicine Clinic where they filed my Worker's Comp claim.
In the end, I was lucky to have sought treatment early before the nerves were permanently damaged. After the surgeries and PT were complete, i was sent to an outside doctor for final evaluation. My had strength was actually measuring better than before the surgery, so all the weekly PT and squeezing medical-grade PlayDoh everyday worked for me.
The state sent me a check for $750 to settle the case -- payment for the scars on my wrists from surgery. There was no measurable loss of function. The only noticeable longterm issue is i tend to drop things -- a lot. My hands don't automatically sense how much pressure to apply when holding or carrying something, and my hand just drops whatever it is. I have to consciously think about what's in my hands so my brain tells them to hold on. It's not all the time, but it's really annoying when it happens.
So, depending on the situation, WC takes pretty good care of you for a few months after a job-related injury. Beyond that, payments start to decrease. If you're having longterm issues, then you'd fall more under Social Security and Medicaid.